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Medical aids will allow women who are pregnant to join the scheme. However, the childbirth costs for the current pregnancy will not be covered by the scheme. This is part of the pre-existing waiting period for pregnancy and applies to any medical condition that has...
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South African medical schemes provide comprehensive benefits for pregnancy and childbirth, whether you opt for public or private healthcare services. Fortunately the South African public healthcare system is free for citizens but many prefer private practitioners and...
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There is no single medical scheme that can claim to offer the cheapest plan for pregnancy and childbirth. The reality is that all medical schemes price their products similarly, and maternity benefits are available on all these plans. It is important to understand...
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It has become an all too familiar scenario in South Africa. Medical aid members are surprised to find that there are outstanding medical bills even after the scheme pays the providers. Often it is the doctor’s bill that is not paid completely. However, the...
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All newborn babies are immediately covered on the medical aid which the mother belongs to, provided that premiums are up to date. This automatic cover applies from the moment baby is born. However, mothers need to be aware that they have to notify the medical aid as...
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The benefits on your medical aid are not immediately accessible once you sign up for cover. This applies to all benefits, including pregnancy and childbirth benefits. You have to wait for a period of time despite paying your monthly contribution. These measures are...
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Any member can leave a medical when they wish provided that the submit appropriate notification to the scheme. It is illegal or fraudulent to do so. But if you joined scheme solely to have your pregnancy and labour costs covered and then resign thereafter, it is a...
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Medical aid membership is not a requirement for admission into a private hospital. As long as a patient can afford the high fees, a private hospital will admit them and allow them to be treated within the facility. The same applies for expectant mothers who want to...